Is a “strategic” divorce worth it?

Marriage can be a great thing, but there are times when it can do a real number on a couple’s financial situation. For this reason, more couples in Washington and elsewhere are considering “strategic” divorce. This is where they purposely end their marriage for tax and other monetary benefits. Is doing this worth it?

Whether it is worth it all comes down to potential savings versus potential losses. No one would do it if it only helped them save a few hundred or even a few thousand dollars per year. People file for strategic divorce because it will save them thousands upon thousands of dollars in the years to come.

Who might consider a strategic divorce? Those who have utilized this type of divorce have done so for a number of reasons. Some of those reasons are:

  • They have a child who wants to go to college but will not qualify for financial aid due to their current income level.
  • They have a child who has fallen ill and financial aid is denied them because of their current income level.
  • One spouse requires long-term care, but the cost is too much, so access to Medicaid is desired.
  • They want to decrease their tax liability.

Why might one not want to file a strategic divorce? Divorce, even if it is amicable, can be costly. Not only are there legal expenses, but there are other financial losses that one or both spouses may experience. Some of those losses might be:

  • Retirement savings and benefits
  • Health insurance
  • Business interests

At the end of the day, why a couple ends their marriage is a personal matter. However, it is not something that should be rushed into — particularly when it comes to filing a strategic divorce. With the assistance of an experienced divorce attorney, Washington residents can decide if dissolving their marriages is the right move. If it is, with guidance, they can make informed legal decisions so that they walk away from their marriages with settlement terms that suit their needs.

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